whatsapp linkedin email-circle google-plus instagram facebook twitter color-manos color-avion color-sombrilla-hamaca color-editar marcador-mapa telefono email flecha-abajo flecha-derecha flecha-izquierda garaje superficie piscina exito email-exito bano dormitorio menu-hamburguesa cerrar flecha-arriba lupa teleoperador phone

About

How to buy a new home in Spain?

Click Experience

Click for the Sun is the only one exclusive expert estate agent in New Homes sales in the Costa Blanca, Costa Calida and Costa de Almeria. We represent over 70 carefully selected builders and constructors who have built key-ready and off-plan developments in prime locations in the last 20 years.

We have excellent local knowledge and this experience allow us to personally carry out extensive due diligence on all of the builders we deal with and we have a rigorous criteria that needs to be met by all of our promoters . The process for buying a new home is very straight forward. Click is your better partenaire on the process of buying a new home in Spain.

You can Trust in Off-Plan with Click for the Sun?

It’s clear Spain is a touristic country and the Costa Blanca is the target area for many people from many differents countries to live in and the New home market show us the confidence is returning in Spain for purchasing an Off-Plan property.

After a big recession until 2012, it’s a fact the confident has come back to the Spanish Economy and the Spanish promoters start again building new properties BUT the difference now is they have learns past mistakes, new and better building and isolation law comes , better urbanistic plans appears, new architecte wave, new financial laws to protect all investors in new homes in Spain.

We have a team exclusively dedicated to servicing clients that are looking for a brand new home in Spain.

Click for the sun gives advice to those who are considering purchasing an Off-Plan property and we highlights the advantages:

  • You purchase a brand new modern property with a 10 year structural guarantee.
  • You have a variety of choice and opportunity to customize the property to your needs.
  • There is a substantial increase in the quality of building materials and design.
  • The builders use the latest energy efficient technologies.
  • Services and all amenities close are very important
  • Builder take care of the services of the development.
  • Builders realise the needs of foreigners clients,

And we take care of you because

  • Click for the sun is committed to protecting your investment in Spain.
  • We have a robust due diligence process that ensures we only deal with reputable developers that have the right safeguards in place protecting your money.
  • We provide a comprehensive legal service to ensure the property you are buying meets the standards set.
  • And the most important for us, we will be here forever!

Tips to choose your new home

Ask , Ask , Ask and after Ask again !!!!!

When visiting with us , look every where in the property, check the building quality and finishings, check the materials use, ask for the final price all included, thing in the future and visualize yourself in the property. Ask for the delays, ask everything is clear and add on the buying contract.

Click for the sun answer professionally all your question and in the viewing trips always give you some tips of the real estate market in Spain.

Our unique work is listen to you and then use all this information to show you the right properties for you.

You are the boss, and you decide is the only truth.

The areas close to the properties, the services , the environment, the spanish experience is very important and we show it to you like it is.

 

Step by step

When you choose your property first thing to do is to prove you who is the owner of the building and who sell it to you.Yes we do prove this to you!

We check , negotiate and translate the purchase contract with the builder and explain all legal side and costing’s.

At this point is very important the payment Schedule. These use to be 50%-70% accordingly with the building process and the other 30%-50% at the notary.

Mortgage to buy in Spain

Clickforthesun.co.uk works with the best banks specialized in expats mortgages and YES, the spanish bank give mortgages again.

A mortgage process can take between 3 weeks and 1 month and we deal with all the paperworks for you.

How i have to pay the builder in Spain?

To take out of the market the property you choose you must pay a deposit between €3.000 and €6.000 by bank transfer or credit card directly to the builder. By Law you can not pay more than 1.000 € cash

Latter on you must sign a buying contract and pay the house accordingly with the schedule payment agreed in the contract. Always directly paid to the builder by bank transfer. Click for the sun will never ask you any money for the property.

Builders use to be flexible with the payment schedule but its usual to pay 50 % of the property and the other 50 % on completion at the notary.

Is very important to know the schedule of payments and pay on time.

Is the selling price the same for everyone?

Yes, On the new build market the price is the same for everybody. If you find a lower price is because is a different property ( diferent plot) or is an old price .

Clickforthesun has a transparency price politics to inform you every time the disponibility property market prices.

Witch documents I need to buy a property in Spain?

To buy a property in Spain you need your original passport and NIE number.

Click for the sun obviously will help you with everything .

Witch document I need to open a bank account in Spain

To open a bank account in Spain you need your passport and NIE number.
For European laundry law some banks can ask you to prove your address in united kingdom with a copy of utility bill and bank statements to prove the origin of the founds you will use to pay your property in Spain .

When the property is mine?

When you sign the deed at the notary you are the new owner of the property. After the signature it use to take 3 month to pay your taxes ( 1,5%) and stamp duty.

Tax involve purchasing a property in Spain?

New building tax is 11.5% of the property price.

You pay 10% VAT directly to the builder

and 1.5% to the region tax office .

Do I need a solicitor to buy a property in Spain?

In Spain is the Notary who certify with a deed the purchase of your property and the service of a solicitor to buy a property is not obligatory but is highly recommendable to ensure all the process to buy a property in Spain.

Legal fees to buy a property in Spain are approximately €3,000 including legal fees, notary and land register fees.

How I pay all property expenses?

All property expenses like , electric, water, Home insurance, community fees, Property tax and non resident tax are paid by direct debit to your Spanish bank account.

Do I need a home insurance for my property in Spain?

Yes , is highly recommended to have a home insurance to cover building and contents.
Click for the sun is an exclusive Allianz insurance agent and can give you a direct service.

Fees

Cost of advice

Is very simple, our services are paid by the builder.

At Click for the Sun we’re committed to building long-lasting client relationships based on a foundation on trust.

Do you have any question?

 

Contact us